:root{
  --navy:#0B1437; --navy-2:#16224F; --ink:#131A33; --muted:#50586F; --line:#E2DFD4;
  --paper:#FFFFFF; --cream:#F7F4EC; --gold:#D4AF37; --gold-lt:#F2D67A; --gold-ink:#7A5E08;
  --red:#C8202F; --red-dk:#A31722;
  --c1:#C8202F; --c2:#E5AE00; --c3:#0A8A42; --c4:#1E56A8; --c5:#0B1437;
  --head:'Montserrat',system-ui,sans-serif; --body:'Inter',system-ui,sans-serif; --script:'Kaushan Script',cursive;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.6 var(--body);-webkit-text-size-adjust:100%}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--red-dk)}
h1,h2,h3{font-family:var(--head);line-height:1.15;margin:0;text-wrap:balance}
h2{font-size:clamp(28px,4vw,42px);font-weight:900;letter-spacing:-.01em;color:var(--navy)}
h3{font-size:20px;font-weight:800;color:var(--navy);margin-bottom:8px}
p{margin:0 0 12px}
ul,ol{margin:0;padding:0;list-style:none}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px;top:8px}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.mt{margin-top:40px}.mt-lg{margin-top:72px}
.lead{font-size:19px;color:var(--muted);max-width:68ch;margin-top:12px}
.eyebrow{font:800 13px/1.3 var(--head);letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin:0 0 10px}
.eyebrow-gold{color:var(--gold-lt)}
.fine{font-size:14px;color:var(--muted);margin-top:14px}
.fine-light{font-size:14px;color:#C5CAE0;margin-top:24px}.fine-light a{color:var(--gold-lt)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 28px;border-radius:8px;font:800 16px var(--head);text-decoration:none;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-dk)}
.btn-sm{min-height:42px;padding:8px 18px;font-size:14px}
.btn-outline{border:2px solid #fff;color:#fff}.btn-outline:hover{background:#fff;color:var(--navy)}

/* top bar */
.topbar{position:sticky;top:0;z-index:50;background:var(--navy);box-shadow:0 2px 12px rgba(0,0,0,.25)}
.topbar-in{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px;padding-top:8px;padding-bottom:8px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font:800 14px/1.15 var(--head);max-width:210px}
.brand img{border:1px solid var(--gold);border-radius:3px;width:52px;height:38px;object-fit:cover;flex:none}
.wolf-nav{display:flex;gap:4px}
.wolf-nav a{display:flex;align-items:center;gap:6px;color:#D9DDEC;text-decoration:none;font:700 14px var(--head);padding:6px 10px;border-radius:6px;min-height:40px}
.wolf-nav b{color:var(--gold-lt);font-weight:900;font-size:16px}
.wolf-nav a:hover,.wolf-nav a.on{background:var(--navy-2);color:#fff}

/* hero */
.hero{background:var(--navy);color:#fff;padding-top:36px}
.hero-title{text-align:center}
.ribbon{display:inline-block;background:var(--red);color:#fff;font:900 clamp(15px,2.2vw,22px) var(--head);text-transform:uppercase;letter-spacing:.08em;padding:6px 26px;transform:skewX(-8deg) rotate(-1deg);margin-bottom:14px}
.hero h1{color:#fff;font-weight:900;text-transform:uppercase;letter-spacing:-.015em}
.h1-a,.h1-b{display:block}
.h1-a{font-size:clamp(30px,6.2vw,72px);color:var(--gold-lt)}
.h1-b{font-size:clamp(32px,6.6vw,78px)}
.pillars{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:4px 12px;font:800 clamp(11px,1.5vw,15px) var(--head);letter-spacing:.1em;text-transform:uppercase;margin:14px 0 22px;color:#E8EAF4}
.pillars i{width:5px;height:5px;background:var(--gold);border-radius:50%}
.hero-photo{position:relative;margin:0 auto;max-width:1400px}
.hero-photo img{width:100%}
.hero-photo::before{content:"";position:absolute;inset:0 0 auto 0;height:24%;background:linear-gradient(var(--navy),rgba(11,20,55,0))}
.date-card{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr 1.25fr;gap:22px;align-items:center;background:#fff;color:var(--ink);border-radius:12px;padding:22px 26px;margin-top:-28px;box-shadow:0 12px 34px rgba(11,20,55,.3);transform:translateY(32px)}
.date-item{display:flex;gap:12px;align-items:flex-start}
.date-item svg{width:30px;flex:none;fill:none;stroke:var(--red);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;margin-top:2px}
.date-item small{display:block;font:800 11px var(--head);letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.date-item strong{font:800 17px/1.25 var(--head);color:var(--navy)}
.date-item a{color:inherit;text-decoration-color:var(--gold)}

/* flyer tiles */
.tiles{display:grid;grid-template-columns:repeat(5,1fr);padding-top:32px;background:var(--navy)}
.tile{display:flex;flex-direction:column;align-items:center;justify-content:flex-start;gap:8px;text-align:center;padding:26px 12px 22px;font:800 clamp(13px,1.35vw,16px)/1.2 var(--head);text-transform:uppercase;color:#fff}
.tile img{width:88px;height:62px;object-fit:contain}
.t-red{background:#E9131F}.t-gold{background:#FFC500;color:#0B1437}.t-green{background:#05883C}.t-blue{background:#034798}.t-black{background:#030504}

/* bands */
.band{padding:72px 0}
.band-cream{background:var(--cream)}
.band-navy{background:var(--navy);color:#E8EAF4}
.band-navy h2,.band-navy h3{color:#fff}
.band-navy .lead{color:#C5CAE0}

/* about + speakers */
.about{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px}
.script{font:400 clamp(28px,3.6vw,38px)/1.15 var(--script);color:#C99500;margin:18px 0}
.contact-line a{display:block;font-weight:600}
.partner-row{display:flex;align-items:center;gap:14px;margin-top:20px;line-height:1.3}
.partner-row img{width:64px;height:66px;object-fit:cover;border-radius:4px}
.speakers-h{background:var(--navy);color:#fff;text-align:center;text-transform:uppercase;letter-spacing:.16em;font-size:16px;padding:10px;border-radius:6px;margin-bottom:18px}
.speakers{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.speakers li{display:flex;flex-direction:column;align-items:center;text-align:center;font-size:14px;line-height:1.3}
.speakers strong{font:800 15px/1.2 var(--head);color:var(--navy);margin-top:8px}
.sp-photo{width:100%;aspect-ratio:1;object-fit:cover;object-position:top;border-radius:8px}
.sp-seal{object-fit:contain;object-position:center;background:#fff}
.sp-jay .sp-photo{outline:3px solid var(--gold);outline-offset:-3px}
.sp-logo{max-width:120px;margin-top:8px}
.sp-co{display:flex;flex-direction:column;align-items:center;gap:4px;margin-top:6px;font-weight:600;font-size:12px}
.sp-co img{width:44px}
.sp-jay a{font-weight:700;margin-top:6px}
.sponsor{width:min(280px,100%);margin:24px auto 0;border-radius:8px}

/* Jay */
.jay{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:center}
.jay-photo{border-radius:12px;border:1px solid rgba(212,175,55,.5)}
.jay-logo{width:170px;margin-bottom:18px}
.proof{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:22px}
.proof li{border-top:3px solid var(--gold);padding-top:10px}
.proof b{display:block;font:900 clamp(26px,3vw,34px)/1.1 var(--head);color:var(--gold-lt)}
.proof span{font-size:14px;line-height:1.35;display:block;margin-top:4px;color:#D9DDEC}
.proof-wide{grid-template-columns:repeat(3,1fr);margin-top:36px}
.wolf-map{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:48px}
.wolf-map a{display:block;height:100%;background:var(--navy-2);border:1px solid rgba(212,175,55,.45);border-radius:10px;padding:20px;color:#D9DDEC;text-decoration:none;transition:border-color .15s,transform .15s}
.wolf-map a:hover{border-color:var(--gold);transform:translateY(-2px)}
.wolf-map b{display:block;font:900 54px/1 var(--head);color:var(--gold-lt)}
.wolf-map strong{display:block;font:800 19px var(--head);color:#fff;margin:6px 0}
.wolf-map span{font-size:15px;line-height:1.45;display:block}

/* section head */
.sec-head{display:grid;grid-template-columns:auto 1fr;gap:26px;align-items:start;margin-bottom:40px}
.sec-head-plain{display:block}
.letter{display:grid;place-items:center;width:104px;height:104px;background:var(--red);color:#fff;border-radius:12px;font:900 68px/1 var(--head)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px}
.chips li{background:var(--cream);border:1px solid var(--line);border-radius:99px;padding:5px 13px;font-size:15px;font-weight:600}
.note{background:var(--cream);border-left:5px solid var(--gold);border-radius:6px;padding:14px 18px;font-size:16px}
.note-red{background:#FCEFF0;border-left-color:var(--red)}
.band-cream .note:not(.note-red){background:#fff}

/* sample report */
.report{margin:0;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 8px 26px rgba(11,20,55,.1);padding:20px}
.report figcaption{font:800 17px var(--head);color:var(--navy);margin-bottom:12px;display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.tag{background:var(--navy);color:#fff;font-size:11px;letter-spacing:.08em;text-transform:uppercase;padding:3px 8px;border-radius:4px}
.report-scroll{overflow-x:auto}
.report table{width:100%;border-collapse:collapse;font-size:15px;min-width:420px}
.report th,.report td{padding:10px 8px;border-bottom:1px solid var(--line);text-align:left}
.report thead th{font:800 13px var(--head);color:var(--muted)}
.report tbody th{font-weight:600}
td.flag{background:#FCEFF0;color:var(--red-dk);font-weight:700;box-shadow:inset 0 0 0 2px var(--red);border-radius:4px}
td.flag::after{content:" !";font-weight:900}
.report-key{font-size:14px;color:var(--muted);margin:12px 0 0;display:flex;gap:8px;align-items:flex-start}
.flag-dot{flex:none;width:14px;height:14px;margin-top:4px;border-radius:3px;background:#FCEFF0;box-shadow:inset 0 0 0 2px var(--red)}

/* flows */
.flow{display:grid;grid-template-columns:repeat(6,1fr);gap:12px;margin-top:14px}
.flow-4{grid-template-columns:repeat(4,1fr)}
.flow li{background:var(--navy);color:#D9DDEC;border-radius:10px;padding:16px;font-size:14.5px;line-height:1.4;position:relative}
.flow b{display:grid;place-items:center;width:32px;height:32px;background:var(--gold);color:var(--navy);border-radius:50%;font:900 15px var(--head);margin-bottom:10px}
.flow strong{display:block;font:800 16px/1.2 var(--head);color:#fff;margin-bottom:6px}
.flow span{display:block}

/* chart cards */
.chart-card{margin:0;background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px}
.chart-card figcaption p{color:var(--muted);font-size:15px;margin-bottom:16px}
.clock{position:relative;padding-left:4px}
.clock li{position:relative;padding:0 0 18px 22px;border-left:3px solid var(--navy);font-size:15px;line-height:1.45}
.clock li:last-child{border-left-color:transparent;padding-bottom:0}
.clock li::before{content:"";position:absolute;left:-9px;top:4px;width:15px;height:15px;border-radius:50%;background:var(--red);box-shadow:0 0 0 3px #fff}
.clock b{display:block;font:800 16px var(--head);color:var(--navy)}
.hbars{display:grid;gap:10px}
.hbars li{display:grid;grid-template-columns:172px 1fr 34px;align-items:center;gap:10px;font-size:14px;line-height:1.2;cursor:default;padding:3px 0}
.hbars i{display:block;height:14px;width:calc(var(--v) * 10%);background:var(--navy);border-radius:0 4px 4px 0;min-width:4px;transition:opacity .15s}
.hbars b{font:800 15px var(--head);text-align:right}
.hbars-pct li{grid-template-columns:130px 1fr 46px;margin-bottom:6px}
.hbars-pct i{width:calc(var(--v) * 1%);height:28px;background:var(--red)}
.hbars-pct i.muted{background:#8A90A5}
.hbars small{display:block;color:var(--muted);font-size:12.5px;margin-top:2px}
.hbars li:hover i{opacity:.75}

/* laws */
.laws{display:grid;grid-template-columns:1.25fr 1fr;grid-auto-rows:auto;gap:18px}
.law{background:var(--navy-2);border:1px solid rgba(212,175,55,.35);border-radius:10px;padding:22px}
.law-main{grid-row:span 3}
.law header{display:flex;gap:14px;align-items:center;margin-bottom:12px}
.law header b{background:var(--gold);color:var(--navy);font:900 18px var(--head);padding:8px 12px;border-radius:6px;flex:none}
.law header span{font:800 15px/1.25 var(--head);color:#fff}
.law small{font:500 13px var(--body);color:#C5CAE0}
.law p{font-size:15.5px}
.law dl{margin:0}
.law dl div{display:grid;grid-template-columns:96px 1fr;gap:10px;padding:10px 0;border-top:1px solid rgba(255,255,255,.14);font-size:15px;line-height:1.45}
.law dt{font:800 13.5px/1.5 var(--head);color:var(--gold-lt)}
.law dd{margin:0}

/* freeze */
.bureau-diagram{background:var(--navy);border-radius:12px;padding:24px;text-align:center;margin-bottom:22px}
.bd-core{display:inline-block;background:var(--red);color:#fff;border-radius:10px;padding:12px 26px;margin-bottom:14px}
.bd-core small{display:block;font:800 11px var(--head);letter-spacing:.12em;text-transform:uppercase}
.bd-core strong{font:800 clamp(14px,2vw,19px) var(--head)}
.bd-ring{display:flex;flex-wrap:wrap;justify-content:center;gap:8px}
.bd-ring span{border:2px solid var(--gold);color:#fff;border-radius:99px;padding:6px 15px;font:700 14px var(--head)}
.bureaus{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.bureau{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:8px;padding:18px}
.bureau .what{font-size:15px;line-height:1.45;color:var(--muted);flex:1}
.how{display:flex;flex-direction:column;gap:3px;font-weight:600;font-size:15px}
.how span{font-weight:500;font-size:14px}
.tick{display:flex;align-items:center;gap:8px;font-weight:600;font-size:15px;margin-top:8px;padding-top:10px;border-top:1px solid var(--line);cursor:pointer}
input[type=checkbox]{width:20px;height:20px;accent-color:var(--red);flex:none}
.bureau-warn{background:#FCEFF0;border-color:#F0CDD0;border-top-color:var(--red);font-size:15px;line-height:1.45}
.bureau-warn ul{list-style:disc;padding-left:18px}.bureau-warn li{margin-bottom:6px}

/* score */
.score-fig{margin:0}
.segbar{display:flex;gap:2px;height:72px}
.segbar i{display:grid;place-items:center;color:#fff;font-style:normal;min-width:0;cursor:default}
.segbar i:first-child{border-radius:6px 0 0 6px}.segbar i:last-child{border-radius:0 6px 6px 0}
.segbar b{font:900 clamp(13px,2.4vw,24px) var(--head)}
.s1{background:var(--c1)}.s2{background:var(--c2);color:var(--navy)!important}.s3{background:var(--c3)}.s4{background:var(--c4)}.s5{background:var(--c5)}
.score-cards{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:16px}
.score-cards li{position:relative;background:var(--cream);border-radius:8px;padding:16px 14px 14px;font-size:14.5px;line-height:1.4;overflow:hidden}
.score-cards li>i{position:absolute;inset:0 0 auto 0;height:6px}
.score-cards b{display:block;font:900 30px/1.1 var(--head);color:var(--navy)}
.score-cards strong{display:block;font:800 16px/1.2 var(--head);margin:4px 0 6px;color:var(--navy)}

/* utilization */
.util{display:grid;grid-template-columns:.85fr 1.15fr;gap:36px;background:var(--navy);color:#E8EAF4;border-radius:12px;padding:30px;margin-top:40px}
.util h3{color:#fff}
.util label{display:block;font-weight:600;margin-top:16px}
.util output{float:right;font:800 18px var(--head);color:var(--gold-lt)}
input[type=range]{width:100%;height:32px;accent-color:var(--gold);margin-top:6px}
.util-num{display:flex;align-items:center;gap:14px;margin:0 0 12px}
.util-num b{font:900 clamp(52px,7vw,72px)/1 var(--head);color:#fff}
.ubadge{font:800 14px var(--head);padding:5px 12px;border-radius:99px;background:#fff;color:var(--navy)}
.meter{position:relative;margin-bottom:40px}
.meter-bands{display:flex;gap:2px;height:16px}
.meter-bands i:first-child{border-radius:4px 0 0 4px}.meter-bands i:last-child{border-radius:0 4px 4px 0}
.b1{background:#2FB56A}.b2{background:#9BCB5A}.b3{background:#F0B429}.b4{background:#E2483F}
.meter-pin{position:absolute;top:-6px;width:6px;height:28px;margin-left:-3px;background:#fff;border-radius:3px;box-shadow:0 0 0 2px var(--navy);transition:left .15s}
.meter-ticks{position:relative;height:20px;margin-top:6px;font-size:13px;color:#C5CAE0}
.meter-ticks span{position:absolute;transform:translateX(-50%)}
.meter-ticks span:first-child{transform:none}.meter-ticks .end{transform:translateX(-100%)}
.targets li{padding:7px 0;border-top:1px solid rgba(255,255,255,.14);display:flex;justify-content:space-between;gap:14px;font-size:15.5px}
.targets .pay{font-weight:700;color:var(--gold-lt);white-space:nowrap}

/* profile */
.stairs{margin:26px 0;max-width:720px}
.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.check-card{background:var(--cream);border-radius:10px;padding:22px}
.progress{height:10px;background:#E2DFD4;border-radius:5px;overflow:hidden;margin-top:8px}
.progress i{display:block;height:100%;width:0;background:var(--red);border-radius:0 4px 4px 0;transition:width .2s}
.progress-text{font-size:14px;color:var(--muted);margin:6px 0 10px}
.checks label{display:flex;gap:10px;align-items:flex-start;padding:8px 0;border-top:1px solid var(--line);font-size:15.5px;line-height:1.35;cursor:pointer}
.match{margin:36px 0 0;display:grid;grid-template-columns:.7fr 1.3fr;gap:28px;align-items:center}
.match figcaption p{color:var(--muted)}

/* law codes by item */
.by-item{margin-top:44px}
.by-item>p{color:#C5CAE0;max-width:72ch}
.codes{columns:3;column-gap:16px;margin-top:18px}
.code-card{break-inside:avoid;background:#fff;color:var(--ink);border-radius:8px;border-top:4px solid var(--gold);padding:16px;margin-bottom:16px}
.code-card h4{font:800 16px/1.2 var(--head);color:var(--navy);margin:0 0 8px}
.code-card dl{margin:0}
.code-card dl div{padding:8px 0;border-top:1px solid var(--line)}
.code-card dt{font:800 13.5px/1.4 var(--head);color:var(--red-dk)}
.code-card dd{margin:2px 0 0;font-size:14.5px;line-height:1.4}
.code-note{font-size:15px;margin-top:4px}

/* tradelines */
.tl-steps{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.tl-steps li{position:relative;background:var(--navy);color:#D9DDEC;border-radius:10px;padding:20px 22px;font-size:15.5px;line-height:1.4}
.tl-steps b{display:block;font:900 clamp(34px,4.5vw,46px)/1 var(--head);color:var(--gold-lt)}
.tl-steps strong{display:block;font:800 18px/1.2 var(--head);color:#fff;margin:6px 0 4px}
.accounts{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:6px}
.accounts a{display:flex;flex-direction:column;justify-content:center;height:100%;min-height:68px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:6px;padding:10px 12px;font:800 15px/1.2 var(--head);color:var(--navy);text-decoration:none}
.accounts a:hover{border-color:var(--navy)}
.accounts small{display:block;font:500 12.5px/1.25 var(--body);color:var(--muted);margin-top:3px}
.au-stats{display:grid;gap:10px;margin-top:14px}
.au-stats li{display:grid;grid-template-columns:104px 1fr;gap:12px;align-items:center;border-top:1px solid var(--line);padding-top:10px;font-size:15px;line-height:1.35}
.au-stats b{font:900 19px/1.1 var(--head);color:var(--red-dk)}
.cards-art{margin-bottom:18px}

/* fund */
.goals{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.goals li{background:var(--navy-2);border-radius:10px;padding:22px;font-size:15.5px;line-height:1.45}
.goals svg{width:42px;fill:none;stroke:var(--gold-lt);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;margin-bottom:10px}
.goals strong{display:block;font:800 19px var(--head);color:#fff;margin-bottom:6px}
.story{margin:32px 0 0;border-left:5px solid var(--gold);padding:6px 0 6px 24px}
.story p{font:700 clamp(19px,2.4vw,25px)/1.35 var(--head);color:#fff;margin-bottom:10px}
.story footer{font-size:14.5px;color:#C5CAE0}.story small{font-size:13px}

/* final */
.final{background:linear-gradient(180deg,#fff 0,#fff 100%);padding:72px 0}
.final-in{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:center}
.script-final{margin-top:0}
.final-meta{font-size:19px;margin-top:14px}
.final-btns{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 10px}
.mt-sm{margin-top:18px}
.final .btn-outline{border-color:var(--navy);color:var(--navy)}
.final .btn-outline:hover{background:var(--navy);color:#fff}
.reg-url{font-weight:600;color:var(--muted);overflow-wrap:anywhere}
.fund-cta{background:var(--navy);color:#E8EAF4;border-radius:12px;padding:26px;text-align:center}
.fund-cta img{width:150px;margin:0 auto 14px}
.fund-cta h3{color:#fff}
.fund-cta b{color:var(--gold-lt);font-family:var(--head);font-weight:900}
.fund-cta p{margin:0;overflow-wrap:anywhere}
.fund-cta .btn{margin-top:6px}
.fund-url{margin-top:12px!important;font-size:15px}
.fund-url a{color:var(--gold-lt)}

/* footer */
.credit-inquiry-form{text-align:left;margin-top:20px}
.credit-inquiry-form label{display:block;font-weight:600;font-size:15px;margin:12px 0 5px}
.credit-inquiry-form input{display:block;width:100%;min-width:0;min-height:46px;border:1px solid #C5CAE0;border-radius:6px;padding:10px 12px;background:#fff;color:var(--ink);font:inherit}
.credit-inquiry-form .discount-section{margin-top:18px;padding:14px;border:1px solid var(--gold);border-radius:8px}
.credit-inquiry-form .discount-section p{font-size:15px;line-height:1.5;margin-bottom:8px}
.discount-section strong{color:var(--gold-lt);overflow-wrap:anywhere}
.credit-inquiry-form .contact-consent{font-size:12px;line-height:1.5;margin:14px 0;color:#D9DDEC}
.credit-inquiry-form button{border:0;cursor:pointer;width:100%;margin-top:12px}
.credit-inquiry-form button:disabled{opacity:.65;cursor:wait}
#credit-inquiry-status{margin-top:12px;font-size:15px;line-height:1.5}
.foot{background:#070D26;color:#C5CAE0;padding:34px 0;font-size:15px}
.foot a{color:#fff}
.foot-top{display:grid;grid-template-columns:1fr 1fr 1fr;gap:20px;align-items:center}
.foot-top p{margin:0}
.foot-brand{display:flex;gap:12px;align-items:center;line-height:1.3}
.foot-brand img{width:52px;height:38px;object-fit:cover;border:1px solid var(--gold);border-radius:3px}
.foot-brand strong{color:#fff}
.disclaimer{font-size:13px;line-height:1.5;margin:20px 0 0;padding-top:16px;border-top:1px solid rgba(255,255,255,.15)}

/* tooltip */
#tip{position:fixed;z-index:80;max-width:260px;background:var(--ink);color:#fff;font-size:13.5px;line-height:1.35;padding:7px 10px;border-radius:6px;pointer-events:none;box-shadow:0 4px 14px rgba(0,0,0,.3)}

/* keep wide content from stretching grid columns */
.two>*,.about>*,.jay>*,.util>*,.match>*,.final-in>*,.laws>*,.check-grid>*{min-width:0}

/* responsive */
@media (max-width:1020px){
  .about,.jay,.util,.two,.final-in,.match{grid-template-columns:1fr}
  .jay-media{max-width:440px}
  .flow{grid-template-columns:repeat(3,1fr)}
  .flow-4{grid-template-columns:repeat(2,1fr)}
  .score-cards{grid-template-columns:repeat(3,1fr)}
  .laws{grid-template-columns:1fr}.law-main{grid-row:auto}
  .bureaus{grid-template-columns:repeat(2,1fr)}
  .tiles{grid-template-columns:repeat(5,1fr)}
  .codes{columns:2}
  .accounts{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:720px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  .band,.final{padding:52px 0}
  html{scroll-padding-top:112px}
  .topbar-in{flex-wrap:wrap;gap:6px}
  .brand{max-width:none;flex:1;font-size:13px}.brand img{width:40px;height:30px}
  .wolf-nav{order:3;width:100%;justify-content:space-between}
  .wolf-nav a{flex:1;justify-content:center;padding:4px;font-size:13px}
  .date-card{grid-template-columns:1fr;padding:18px;margin-top:-10px}
  .tiles{grid-template-columns:1fr 1fr}
  .tile{padding:18px 10px}
  .t-black{grid-column:1/-1}
  .speakers{grid-template-columns:1fr 1fr}
  .proof,.wolf-map,.flow,.flow-4,.score-cards,.bureaus,.check-grid,.goals,.foot-top{grid-template-columns:1fr}
  .proof{grid-template-columns:1fr 1fr}
  .proof-wide{grid-template-columns:1fr}
  .codes{columns:1}
  .tl-steps{grid-template-columns:1fr}
  .accounts{grid-template-columns:1fr 1fr}
  .sec-head{grid-template-columns:1fr;gap:14px}
  .letter{width:72px;height:72px;font-size:46px}
  .hbars li{grid-template-columns:118px 1fr 30px;gap:8px;font-size:13px}
  .hbars-pct li{grid-template-columns:104px 1fr 42px}
  .law dl div{grid-template-columns:82px 1fr}
  .util{padding:20px}
  .report{padding:14px}
  .report table{min-width:0;font-size:13px}
  .report th,.report td{padding:8px 4px}
  .report thead th{font-size:11px}
}
@media (forced-colors:active){.hbars i,.segbar i,.progress i,.meter-bands i{forced-color-adjust:none}}
@media print{.topbar,.btn,#tip{display:none}.band{padding:24px 0}}